Stephen Rotay, president and owner of Rotay Capital Finance in Lancaster, has expanded his business to include real estate lending and broker programs that focus on resolving client funding issues. With Rotay’s new programs, he is assisting real estate professionals by working directly with their clients while helping agents and brokers close more contracts. Benefits can include quick close times, numerous loan options, and strong competitive rates.

Rotay is also helping individuals obtain residential mortgages and lines of credit while offering guidance before and after closings. Company experts work with clients who are considering purchasing a home or refinancing with low closing cost loans; cash-out options; long- and short-term fixed and adjustable interest rates; lender-paid mortgage insurance; VA, USDA, and FHA financing solutions; and high-balance and jumbo options.

Another area of expertise and growth for the business is commercial real estate financing from $100,000 to $350 million and more. Investors and owners of commercial properties can take advantage of innovative structuring with the availability of a broad range of financial products such as recourse and non-recourse financing options to grow an investment or commercial portfolio. Products include conventional programs, bridge loans, international financing, construction financing, Commercial Mortgage Backed Securities (CMBS) loans, and fixed-term and low-interest loans, along with HUD and FHA lending, equity and mezzanine financing, and SBA 7a and 504 loans.

The business is also hiring additional staff members who are capable finance experts and professionals. Rotay notes that understanding the specific financial challenges of people in the region helps him access relevant products and services and customize tools or methods.

Since 2000, Rotay has owned and operated five top sales and award-winning restoration franchises in Pennsylvania and New Jersey, a recruiting company, and other businesses. He opened Rotay Capital Finance last year. He is a West Lampeter Township resident and community advocate, and he served in the United States Marine Corps.

For more information, readers may call 717-299-9998, email, or visit