Rotay Capital Finance grows local company with residential and commercial real estate lending, referral and broker programs


Lancaster, Penn. – August 29, 2019 – Stephen Rotay, president and owner of Rotay Capital Finance in Lancaster has expanded his business to include real estate lending and broker programs that focus on resolving client funding issues. With Rotay’s new programs, he is assisting real estate professionals by working directly with their clients while helping agents and brokers close more contracts. Benefits can include quick close times, numerous loan options, and strong competitive rates, to name a few.

Rotay is also helping individuals obtain residential mortgages and lines of credit while offering guidance before and after closings. Company experts work with clients who are considering purchasing a home or refinancing with low closing cost loans, cash-out options, long and short-term fixed and adjustable interest rates, lender-paid mortgage insurance, VA, USDA, and FHA financing solutions, and also high-balance and Jumbo options. “There can be many challenges today with securing loans on real estate due to government guidelines with new and more regulations,” said Rotay.

Another area of expertise and growth for the business is commercial real estate financing from $100,000 to $350 million, and more. For example, investors and owners of commercial properties can take advantage of innovative structuring with the availability of a broad range financial products such as recourse or non-recourse financing options to grow an investment or commercial portfolio. Products include conventional programs, bridge loans, international financing, construction financing, Commercial Mortgage Backed Securities (CMBS) loans, fixed term and low interest rate loans along with HUD and FHA lending, equity and mezzanine financing, and SBA 7a and 504 loans.

“As we expand our capabilities, we are also hiring staff as professionals who are capable finance experts to join our team. Our employees have an opportunity to really help small business owners and individuals,” said Rotay. “Being proactive, building product and service knowledge, and targeting specific clients will help us grow, evaluate and prioritize our strengths. We continuously reach out with new ideas to strengthen client relationships while truly understanding their needs,” he said.

Rotay added, the more he understands the specific financial challenges of those who are mostly in central Pennsylvania and the general region, he can access available products and services to provide greater success and the ability to customize tools or methods.

As a longtime, local businessman, resident and community advocate, Rotay offers viable financing for small businesses as the core of the local, regional and national economy. According to Rotay, many small businesses are essentially financial orphans which don’t fit the lending standards of local banks or investment criteria of private equity or venture capital firms. Rotay opened Rotay Capital Finance last year. He is a Lancaster resident and community advocate. His company and staff team help small businesses seeking capital to operate, expand and work with highly customized financing solutions including a broad portfolio of financial products to provide successful capital solutions, with attractive terms and rates.

Since 2000, Rotay has owned and operated five top sales and award-winning restoration franchises in Pennsylvania and New Jersey, a recruiting company, and other businesses. He spent most of his career in sales and management while coaching and mentoring company owners in management skills and building customer relationships. His experience and success provide a practical approach while advising clients. Rotay served in the United States Marine Corps with a focus on an appreciation for order, pride and quality. Rotay has received recognition in the categories of  50 Fastest Growing Companies and Business of the Year, among others. He resides in West Lampeter Township with his family and regularly participates in community and networking clubs, and events. For more information, call 717-299-9998 or email Visit the website at