Lancaster, Penn. – October 10, 2019 – Stephen Rotay, president and owner of Rotay Capital Finance, provides expanded capabilities in lending business capital to small, medium and large sized businesses with recently establishing Rotay Commercial Finance. Rotay’s team of commercial lending experts have the ability to identify a myriad of financing solutions according to asset and funding requirements without obstacles that traditional banks can present. According to Rotay, the company’s highly experienced staff finances transactions nationally and internationally with commercial real estate loans from $100,000 to $5 million, and more. Financing is available for accounts receivable, commercial real estate, merchant cash advance, purchase order financing, small business and stated income loans, and unsecured lines of credit.  He can also secure funding for consumers loans, and for equipment, franchises, and medical healthcare practices, among others.

“We look forward to providing business owners with the required money to grow and thrive, and there is no obligation for a free analysis to assess one’s financing needs,” said Rotay. He added, loans are even available for streamlined programs with no personal tax returns or 4506T, and credit scores as low as 550. “We’ve been lending 30-year amortization with fixed rates on multi-family and mixed-use properties, single asset one to four family unit loans for as low as $75,000, and portfolios of one to four family unit loans from $500,000 to $50 million,” he said. Additionally, Rotay can lend on short-term loans available from 12-months to 36-months, 25-year and 30-year fixed rates, recourse and non-recourse products, all with competitive rates and terms.

Rotay recognizes the specific financial challenges of businesspeople who are mostly in central Pennsylvania and the general region. He accesses available products and services to provide greater success and the ability to customize tools or methods. As a longtime, local businessman, resident and community advocate, Rotay offers viable financing for small businesses as the core of the local, regional and national economy.

“Many small businesses are essentially financial orphans which don’t fit the lending standards of local banks or investment criteria of private equity or venture capital firms,” he said.

Rotay opened Rotay Capital Finance last year. He is a Lancaster resident and community advocate. Since 2000, Rotay has owned and operated five top sales and award-winning restoration franchises in Pennsylvania and New Jersey, a recruiting company, and other businesses. He spent most of his career in sales and management while coaching and mentoring company owners in management skills and building customer relationships. His experience and success provide a practical approach while advising clients. Rotay served in the United States Marine Corps with a focus on an appreciation for order, pride and quality. Rotay has received recognition in the categories of  50 Fastest Growing Companies and Business of the Year, among others. He resides in West Lampeter Township with his family and regularly participates in community and networking clubs, and events. For more information, call 717-299-9998 or email Visit the website at